Saving for a Rainy Day

Saving for a Rainy Day Ideally, we all have something stashed away, for emergencies. A minimum of three to six months of budgeted living expenses, is suggested. Not always easy to do, given the number of people living paycheck to paycheck. Finding a way to save, may save you from financial hardship in the future,… Read more »

To Owe or Not to Owe – Which is the Best Way to Go?

  Some feel your credit score defines you. Others say, even if it negatively impacts your score, it is better to live debt free. Where do you weigh in? Personally, I’d love to have a tip top score and no debt, but according to some financially savvy sources, far wiser than myself, the two do… Read more »

I Conquered My Fear of Budgeting, You Can Too!

When I was in my early to mid-twenties, I fell into every debt trap you can imagine.  I’d moved to Maine with nothing more than my clothes and my beater car, with no job lined up.  I was crashing on my sister’s couch and had defaulted on my student loans, because I had no way… Read more »