Basic Checking: The Gardiner Federal Credit Union Share Draft (checking) account offers all of the convenience you expect with absolutely no regular monthly or per-check fees.

  • NO minimum balance required.
  • NO monthly service fee charged.
  • NO per-item or per-check charges.
  • Cashier’s Checks and Money Orders.
  • Digital Banking Access.
  • I Talk.
  • Make deposits by payroll deductions, mail, direct deposit, night deposit, electronic funds transfer or in person.
  • A single monthly statement lists all your account balances.

Compare minimum balance requirements and checking account service fees at other financial institutions and you will see, a Gardiner Federal Credit Union checking account is a great value!

Consider linking a Debit Card/VISA® Check Card to your checking account, for easier 24/7 access to your money.
Debit Card/VISA® Check Card Online Application
Debit Card/VISA® Check Card Terms, Disclosure & Printable Application

For information regarding debit card safety tips and debit card holds, please click on the following brochure: Debit Card Holds.

Click here to order checks, or to re-order checks.


Information you will need, to order your checks, include our Routing / Transit # 211287793 & your account number.
Gardiner FCU
420 Brunswick Road
Gardiner, ME 04345