Gardiner Federal Credit Union is a not-for-profit financial cooperative established in 1953, we join in a time-honored tradition of providing financial services to our membership.

We serve anyone who lives, works, worships or attends school in Kennebec County, Lincoln County, or the towns of Richmond and Palermo. Also included are employees of Gardiner Federal Credit Union, and members of their immediate family or household, volunteers in the community, organizations of people, business or other legal entities in Kennebec and Lincoln County and the towns of Richmond and Palermo.

Our member-owned partnership takes a personal approach to delivering the highest quality consumer-oriented services. We perpetuate the credit union philosophy of “people helping people” by investing in the future.

Currently we are a $80,000,000 entity serving over 5,000 members.