In order to issue a check card (debit card) to either signer of a joint account, both owner’s signatures must be on file at Gardiner Federal Credit Union. If all account owner’s signatures are NOT on file, please download the VISA® Check Card Application, complete all the information and drop it off at Gardiner Federal Credit Union.

We are no longer able to change PINs within the credit union. Now you can change your PIN by calling 1-800-992-3808. There is no fee to change your PIN.

By clicking on the “Submit” button below, you agree to abide by the terms of the electronic funds transfer and cardholders agreement. Consumer reports (credit reports) may be obtained in connection with this application. If you request, (1) you will be informed whether or not consumer reports were obtained; and (2) if reports were obtained, you will be informed of the names and addresses of the consumer reporting agencies (credit bureaus) that furnished the reports.

Terms, disclosure & printable application