"May we think of freedom not as the right to do as we please, but as the opportunity to do what is right." — Peter Marshall

Gardiner Federal Credit Union
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Applications/Forms

The following Loan and Credit Applications can be submitted online:

  • Loan Application
  • VISA® Credit Card Application 
  • VISA® Check (Debit) Card Application 
  • Overdraft Protection (ODP) Loan Application
  • Scholarship Application | Financial Assistance

The following forms can be submitted online:

  • I-Talk Application
  • Ending Hunger in Maine Deduction Form
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Applications & Forms
Current Rates

Current Rates

Contact Us

Gardiner Federal Credit Union
420 Brunswick Avenue
Gardiner, ME 04345
Phone: (207) 582-2676
Toll-Free: 1-800-464-2425
Fax: (207) 582-3108
Email: info@gardinerfcu.org
You may text Numbers, During Business Hours. *Note: Data rates may apply
Text Loan Department 207-582-2676
Text Member Services 207-582-0012

iTalk Service Numbers:
(Local) 203-1132,
(Toll-Free) 1-855-329-0936

Change PIN on Your Debit Card: 1-800-992-3808.

Business Hours

Lobby & Drive-up
Mon, Tues, Thurs, Fri.
8:00 am – 5:00 pm
Wednesday
9:00 am – 5:00 pm

NMLS # 537435

Routing Number 211287793

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© 2025 Gardiner Federal Credit Union.

*Federally Insured by NCUA*

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