Do you still make New Year’s resolutions? Whether we declare we have made a resolution or not, it is natural to think new year, new slate, new chance to be a better version of ourselves. According to different internet reports, researchers claim that between 40 – 60% of us still make New Year’s resolutions, but… Read more »
Hello Members & Friends. My name is Kelly Marie. I’ve been a GFCU member since 2005 and began working here, as Marketing Specialist, in October of 2014. My job involves a lot of community outreach and financial education, as well as more traditional marketing duties.
Providing financial planning workshops for our members and teaching financial education, in area schools, is very gratifying. Teaching children the difference between wants and needs, the importance of saving for what you want, and the good and bad uses of credit, can truly help improve their lives and help them build sound financial futures.
I’ve lived and worked in Central Maine, since 1989. My ankle-biting watch dog, my husband and I live in West Gardiner. Between us we have two sons and three grandchildren. I volunteer with Gardiner Main Street and am committed to helping our community and area businesses grow.
If there is a topic you’d like covered here, or a type of educational workshop you’d like to see presented at Gardiner FCU, please let me know. I am happy to do what I can for you.
Avoid holiday overspending and enjoy the season instead. So many of us worry about finances year ‘round. When the pressure to buy holiday gifts is added to the mix, you may find yourself having a money melt down. It is a little late to “plan ahead” for this year, so here are a few handy… Read more »
We’ve all seen the commercials about buying local. We know it is beneficial to our independent business owners, but in this day and age, where we can click a few buttons on our computer or phone and have anything we want delivered to our doorsteps, sometimes convenience wins out. Please, take a moment to unplug… Read more »
Involving students, in back to school budgeting, teaches valuable life lessons. Back to school shopping can be a teachable moment, when it comes to your children’s (or grandchildren’s) financial education. When I teach financial education, in our area schools, I talk to the students about putting needs before wants, not spending what you don’t have… Read more »
If you are like most of us, it happens all the time! Calls from telemarketers, scammers, and who knows who else, are constant. If you still have a land line and answering machine, you can screen your calls and decide whether to pick up, after you hear who is calling. On your cell phone, it… Read more »
Enjoy your Staycation! We live in Vacationland, so why not make your next vacation a staycation? People flock from all over the country, and beyond, to enjoy the wonders of our state, year ‘round. If you have not experienced all your great state has to offer, consider spending your vacation time and vacation dollars here… Read more »
Saving for a Rainy Day Ideally, we all have something stashed away, for emergencies. A minimum of three to six months of budgeted living expenses, is suggested. Not always easy to do, given the number of people living paycheck to paycheck. Finding a way to save, may save you from financial hardship in the future,… Read more »
Some feel your credit score defines you. Others say, even if it negatively impacts your score, it is better to live debt free. Where do you weigh in? Personally, I’d love to have a tip top score and no debt, but according to some financially savvy sources, far wiser than myself, the two do… Read more »
When I was in my early to mid-twenties, I fell into every debt trap you can imagine. I’d moved to Maine with nothing more than my clothes and my beater car, with no job lined up. I was crashing on my sister’s couch and had defaulted on my student loans, because I had no way… Read more »