April 30, 2020

Member Relief Loan – Available Now

Members with financial hardships, during this uncertain time, may apply for up to $4,000, at low rates. Click for more information.
*Skip A Payment offer on pre-existing loans expires April 30, however if you need assistance – please contact our loan department.



April 25, 2020

Do you still have questions about the Stimulus Checks? Maybe you have not received one and want to know why.

  • What if I didn’t file a return in 2018 or 2019?

  • Can I file a paper return?

  • When will the mailed checks be coming out?*

    *They started mailing checks April 24.
      That third one was an easy one, for the answers to many other questions, we suggest you go to: https://www.irs.gov/help/ita/do-i-need-to-file-a-tax-return



April 20, 2020

Links to IRS.GOV page, where you can find answers to many questions, regarding your Stimulus Check.

April 10, 2020

Do you have questions about the virus, how to protect yourself, how it is spread or how to know if you have it?
Would you like up-to-date information, without watching the news every day?
Click here for information and access to the Maine CDC updates.

Due to the ongoing shelter-in-place orders, our annual meeting, youth week activities and shredding days are all being postponed. New dates will be announced, as they become available. Thank you!



March 27, 2020


Read our new blog post: Staying Connected While Practicing Social Distance

March 25, 2020

Member Relief Loan – Available Now

Members with financial hardships, during this uncertain time, may apply for up to $4,000, at low rates. Click for more information.

March 19, 2020

NO FEE Skip-A-Payment Relief Assistance – Offer Ends April 30

For a limited time only, members can apply for three months of relief, on qualified loans. Click for application & more information.


March 17, 2020

With the Coronavirus affecting so much of our daily lives, we want to assure you that you are our first priority. We also need to keep you and our staff safe and healthy. Access to your money will remain safe and secure.
We will remain open and available to serve our members, however as a precaution, starting March 18, 2020, all branch transactions will be done through the drive up only. Our lobby will be closed until further notice. Most everything can be done at the drive-thru, including shared branching, money orders and corporate checks. We also have a secure night deposit box, which can be used throughout the day, to avoid drive up lines, if you are simply making a deposit or dropping off paperwork. *This Wednesday, phones and drive-up will be open to members, beginning at 8:00 AM.
If you haven’t signed up for mobile banking, home-banking, or iTalk, now is the perfect time. Please visit our website for more details on any of the above services or feel free to contact any of our staff and we will gladly provide you information or assist you in setting up any of these products.
We will continue to have staff at Gardiner FCU, to serve you. If you need a loan, our loan officers can be reached, during regular business hours, by phone or text at 207-582-2676. Our MSR team can also be texted, during regular hours at 207-582-0012. If you need access to your safe deposit box, please call 207-582-2676, for an appointment.
We continue to monitor recommendations from the World Health Organization and both the state and federal Centers for Disease Control.
Our only request of our members is that if you have been exposed to someone showing symptoms of COVID-19, or if you are not feeling well, that you remain home and contact your doctor. The best way to limit the spread of this disease is to avoid human-to-human interaction with people who may be infected.
Finally, if you or anyone in your family has been impacted by COVID-19 and need financial support, we are here to help. Our staff is ready to provide financial guidance and discuss solutions that may be available to you. Also, we want you to be aware of scams and misinformation designed to prey on fear and uncertainty. The best place to find the most accurate and up to date information is the CDC page or the Maine CDC page.
We’ll continue to keep you updated, through our Facebook page and website, as circumstances change. Thank you and stay well.

March 16, 2020

We love our members and want to assure you all that your deposits are safe and will continue to be accessible to you, throughout the current Corona Virus crisis. Gardiner FCU remains open. Should any changes in services be deemed necessary, your funds remain available to you, through our Drive Up, ATM & of course through out network of credit unions who participate in shared branching.
With many incoming calls, we can be hard to reach. We’d like to remind all of our members of the 24/7 access to their accounts, for balance inquiries, transfers and more, which are available to you through our many convenience services.
iTalk: The perfect 24/7 solution for members who do not want online or mobile banking. Easy phone access to check your balances and deposits. iTalk is also a great option to get that information quickly, when we are not available to take your calls.
Home Banking: You can look at your accounts, make transfers and loan payments & schedule transfers between accounts, from your PC, tablet or smart phone.
Mobile Banking: Optimized for your mobile devices (iPhones and Androids). View all of your accounts, make loan payments, transfers, check account history & perform text banking transactions.
Info about enrolling in iTalk, Home Banking & Mobile Banking.
Texting: We now offer the option of texting our Member Services & Loan personnel, during our regular business hours. The MSR text number is 207-582-0012. The loan department text number is 207-582-2676.
With the increased call volume expected, we’d like to encourage use of iTalk, and let you know that you may also email us at any time. Our staff list and email links are available on the Staff Directory page of our website.
To leave a message for any of us, or send an email, click here for the list of our staff members 
Stay well, and thank you for your membership.

March 13, 2020

With ongoing concerns about the Coronavirus COVID-19, Gardiner FCU would like to keep our members informed about what we are doing to keep our members and staff healthy. Throughout the day, staff will be using disinfecting wipes on door handles, and communal surfaces in our lobby area. Our drive-thru tellers will also be using the wipes on the “drive-thru tubes” throughout the day.
We have asked that any staff members who are sick and/or exhibit any symptoms associated with this virus stay home. We request that any members who are sick, or have potentially been exposed, please select from our many convenience services, instead of visiting the lobby. Likewise, for your own safety, we encourage those with a history of respiratory problems, or compromised immune systems, take extra precautions to protect yourselves. We care about our members and our community.

For Your Convenience:
If you are trying to limit your exposure to others, or if you are sick, our drive thru is open the same hours as our lobby; Mon, Tue, Thurs & Fri from 8 – 5 & Wed from 9 – 5.
iTalk: The perfect 24/7 solution for members who do not want online or mobile banking. Easy phone access to check your balances and deposits. iTalk is also a great option to get that information quickly, when we are not available to take your calls.
Home Banking: You can look at your accounts, make transfers and loan payments & schedule transfers between accounts, from your PC, tablet or smart phone.
Mobile Banking: Optimized for your mobile devices (iPhones and Androids). View all of your accounts, make loan payments, transfers, check account history & perform text banking transactions.
Info about enrolling in iTalk, Home Banking & Mobile Banking.
Texting: We now offer the option of texting our Member Services & Loan personnel, during our regular business hours. The MSR text number is 207-582-0012. The loan department text number is 207-582-2676.
With the increased call volume expected, we’d like to encourage use of iTalk, and let you know that you may also email us at any time. Our staff list and email links are available on the Staff Directory page of our website.
As always, our night deposit and ATM are accessible to you 24/7/365.