Club Accounts/Share Accounts

Gardiner Federal Credit Union offers Club Accounts to help budget for those regular expenses, such as Christmas, vacation and taxes.

Christmas Club

  • Christmas for most people is a big event with a big price tag. Let Gardiner Federal Credit Union help you save for your December festivities with a Christmas Club.

The Christmas Club is a variation on our All Purpose Club Account that will automatically transfer the money you've saved into your Share/Savings or Share Draft/Checking on October 1st to help jump start your gift buying.

Other, All Purpose Clubs

  • No minimum opening balance.
  • No minimum required balance.
  • All Purpose Clubs can be opened any time during the year, and members can deposit as much, or as little money as they desire.
  • Account can be brought to a Zero Balance at any time.

Click here to see current Club Rates.

Hi Yield Accounts

  • Dividends $2,000-$10,000, $10,000.01-$40,000, $40,000.01-Over.
  • Dividends compounded monthly.
  • Dividends credited monthly.
  • Dividend period monthly.
  • No minimum opening balance. 
  • Minimum balance to earn dividends: $2,000.

For more information, please call (207) 582-2676 or click here to view our Hi-Yield rates.