Gardiner Federal Credit Union offers Club Accounts to help budget for those regular expenses, such as Christmas, vacation and taxes.
Christmas Club
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Christmas for most people is a big event with a big price tag.
Let Gardiner Federal Credit Union help you save for your December festivities with a Christmas Club.
The Christmas Club is a variation on our All Purpose Club Account that will automatically transfer the money you've saved into your Share/Savings or Share Draft/Checking on October 1st to help jump start your gift buying.
Other, All Purpose Clubs
- No minimum opening balance.
- No minimum required balance.
- All Purpose Clubs can be opened any time during the year, and members can deposit as much, or as little money as they desire.
- Account can be brought to a Zero Balance at any time.
Click here to see current Club Rates.
Hi Yield Accounts
- Dividends $2,000-$10,000, $10,000.01-$40,000, $40,000.01-Over.
- Dividends compounded monthly.
- Dividends credited monthly.
- Dividend period monthly.
- No minimum opening balance.
- Minimum balance to earn dividends: $2,000.
For more information, please call (207) 582-2676 or click here to view our Hi-Yield rates.







